Anti Virus Software To Be Safe From Identity Theft On The Internet

By Chris Moheno

In this day and age, the Internet is used to do just about everything. Some people like to pay their bills online, whereas other people do their Christmas shopping online. More and more people are using the Internet to get and take care of car loans and credit card applications, and so the amount of personal information that is being inputted into cyberspace is out of this world. There are people out there who don't care, and then there are those who do. Some people use the Internet for every bit of shopping and business, whereas others refuse to fill out even a single online form for fear of someone intercepting that information. There has to be some middle ground, and that is learning how to protect oneself from identity theft and surviving in the day and age of ever advancing technology.

Stealing and using personal information is a common person's crime. Anybody that that the right computer software or enough time on their hands can figure out how to make it work for them, and it doesn't have to be at your expense. So that your identity and personal information is not compromised, read on for some tips on how to prevent the theft of identity from happening to you.

What Your Identity Can Be Used For

First of all, it is important to know what thieves can use your identity for. Many people don't worry about the issue because they figure they don't have that great of a credit score anyway, but you don't have to for some things. Identity thieves can use personal information for things like

* Fraudulent utility accounts
* Personal or student loans
* Credit cards
* Automobile loans
* Fraudulent checking or savings accounts
* Bank fraud
* Fraudulent government documents, like ID and passport
* and more!

These items are just a small sampling of the damage that an identity thief can do with your personal information. You think your credit is messed up now; imagine what can be done with a bad light bill in your name for a home that you never set foot into!

How to Tell If Your Identity Has Been Compromised

One of the best weapons that you have to protect yourself against having your identity stolen is to make sure that your computer is protected with a good anti virus program. Also check your credit report on a regular basis. There are so many ways that you can compromise your important numbers, as related to the Internet and otherwise, that it never hurts to check and make sure that you are the only one getting accounts in your name.

Everyone gets a free credit report every year. You can order yours off of the Internet every time your birthday draws near, and check out the accounts that you have on there. If some do not appear to be yours, you can go through the necessary steps to have the item removed from your report; it is as simple as that.

Shop Secure Websites

If you are afraid of having you identity compromised and you do your business online, it won't hurt to make sure that the sites you are using are encrypted. This means that your information will be scrambled until it gets to the computer of the person who actually processes the information, usually the site owner and administrator. Many identity thieves grab your information while it is in transition, but encryption software installed on the site guarantees that that will not happen.

Keep Your Computer Software Up to Date

Another way in which personal information is often compromised is through spyware. Spyware is usually installed on your computer without your consent or permission, and it spies on you. Some is harmless and just gears annoying advertisements at you whereas other types of spyware can actually grab your personal information as you put it in and steal it from you. Of course, this is bad-one of the main ways in which information is compromised but you can prevent it from happening to you. Run spyware and virus updates every so often and keep up to date on your anti virus software, so that you won't have to worry about such things being present on your machine.

Identity theft on the Internet is a huge problem, and protecting your information doesn't mean that you can't partake in any web based business. It is about protecting your information and only giving it to parties that care enough to protect it as if it were their own.

This article explains about the dangers of using the internet. While the internet offers a plethora of possibilities and applications, it cannot be repeated enough that you should take proper security precautions when using the internet. A decent anti virus software is an absolute minimum.
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